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FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Putnam County Bank

Second Home Mortgage

Thinking of purchasing a second home?

Escape from the hustle and bustle of everyday life with the purchase of a second home. Despite the location, you can still rely on your local community bank to help with all your financing needs!




key features

Minimal Down Payment
Homeownership is within reach by offering only a 10% down payment.
Out of Area
Been eyeing a property out of state? We have you covered!
Various Rates and Terms
The option of fixed or variable rates and terms to best suit your needs.
No PMI
No Private Mortgage Insurance (PMI) required.
**Please note that all homes must be on a permanent foundation.
 

⭐⭐Ask about our BLUE-N-GOLD Bundle Banking ⭐⭐

GET STARTED TODAY!


Term Interest Rate APR
5/30 6% 6.117%
10/30 6.125% 6.243%
15/30 6.5% 6.621%
The chart above is based on a origination fee of 0.5% with a loan amount of $250,000.00, at least a 10% down payment, and common fees associated with loan closing. Interest rates and fees are subject to change without notice. We offer various loan options; depending on which product you apply for, your APR may vary.

*Additional fees/Conditions may apply.
*All loans are subject to credit approval.
*All rates & terms are subject to change without notice.
 
Documents Required:

  • Current W-2
  • Last two years of tax returns
  • Four most current pay stubs
  • Copy of driver’s license
  • Purchase agreement



CONTACT US

Headshot of Danny Morris
DANNY MORRIS
Mortgage/Retail Loan Officer | Construction Loan Specialist
dmorris@pcbwv.bank

PCB Loan Center
(304) 562-1295

NMLS# 595556
Headshot of Devyn Smith
DEVYN SMITH
Mortgage/Retail Loan Officer
dsmith@pcbwv.bank

PCB Loan Center
(304) 562-1277

NMLS# 1629512
Headshot of Margie White
MARGIE WHITE
Mortgage/Retail Loan Officer
mwhite@pcbwv.bank

PCB Milton Branch
(304) 743-1066

NMLS# 1768614
Headshot of Katie Allen
KATIE ALLEN
Assistant VP | Mortgage/Retail Loan Officer
kallen@pcbwv.bank

PCB Loan Center
(304) 562-1291

NMLS# 1182867