About Putnam County Bank

Our History

Founded in October 1901, Putnam County Bank has proudly served the residents and businesses of Putnam County for over a century. Originally located on Putnam Avenue, the Bank moved in 1922 to its current location at 2761 Main Street in Hurricane, West Virginia. The facility underwent major renovations in 1959 and 1975 to accommodate growth and modernization.

Our Structure

Putnam County Bank is a state-chartered bank regulated by the West Virginia Division of Banking and the Federal Reserve System. All deposits are insured by the Federal Deposit Insurance Corporation (FDIC).

We are a wholly-owned subsidiary of Putnam Bancshares, Inc., a one-bank holding company formed in 1985. Shareholders of Putnam County Bank exchanged their shares for equal value in the new holding company. Putnam Bancshares also holds a controlling interest in Putnam County Title Insurance Company. The same board of directors governs both entities, ensuring consistent leadership and strategic alignment.

Our Mission

“A Proud Community Bank”

We remain committed to providing dependable, affordable financial services while supporting the long-term success of our customers and community.

Branch Growth & Expansion

1980s: Innovation & New Locations

The mid-1980s marked the Bank’s entrance into ATM services and computer-connected branches.

1985: The Interstate Office opened at 300 Hurricane Creek Road near the Hurricane exit of I-64, offering full-service banking and a 24-hour ATM.
1992: The Valley Office launched at 3058 Mount Vernon Road near the Winfield exit, expanding our community presence.

2000s: Enhanced Lending Services

In 2003, the Bank opened its Loan Center at 2759 Main Street—formerly Clark’s Five and Dime Store. This dedicated space allows loan officers to meet with customers in a private, comfortable setting while also improving the efficiency of loan operations.

Our Locations

Commitment to the Community

Putnam County Bank’s growth has gone hand in hand with the development of Putnam County, and we take great pride in our role in that progress. For more than a century, we’ve been actively involved in the community—supporting local schools, sports teams, charities, and civic events—because we believe a strong community is essential to a strong bank. Our ongoing support includes partnerships with organizations like Habitat for Humanity, Shop with a Cop, and United Way’s Backpack Program, as well as sponsorship of local events in both Putnam and Cabell counties.

This dedication to community service has earned Putnam County Bank recognition from several key organizations, including:

Putnam County Commission
Putnam County Development Authority
Putnam County Chamber of Commerce
Putnam County Board of Education

At Putnam County Bank, our mission to be the best bank for Putnam County starts with investing in the people who make it a great place to live and work. Follow us on Facebook to see how we’re making a difference every day.