CDs & IRAs
CD Accounts
Putnam County Bank offers a wide array of terms and rates ranging from 30 days to 48 months. A Certificate of Deposit may be opened with a minimum deposit of $1,000.00. All certificates are automatically renewable and interest may be paid by check, compounded to the certificate or directly deposited into a Checking, Super NOW or Savings Account.
Please see the Rates page for our current rates.
All accounts above are governed by federal and state rules and regulations as well as policies set forth by Putnam County Bank including Truth-In-Savings, Funds Availability, Privacy and Joint Ownership. All accounts must be opened "in person" at one of our offices and Putnam County Bank reserves the right to refuse opening an account.
Please see the Rates page for our current rates.
All accounts above are governed by federal and state rules and regulations as well as policies set forth by Putnam County Bank including Truth-In-Savings, Funds Availability, Privacy and Joint Ownership. All accounts must be opened "in person" at one of our offices and Putnam County Bank reserves the right to refuse opening an account.
IRA Accounts
Putnam County Bank offers Traditional (Regular), Simplified Employee Plan (SEP) and ROTH types of retirement accounts. The Bank also offers the Coverdell Educational Account for those looking for an educational savings investment. These accounts may be opened with a minimum deposit of $100.00.
All accounts are operated as time-open accounts.
Please consult with a tax professional to determine which account(s) best serves your personal needs.
All accounts above are governed by federal and state rules and regulations as well as policies set forth by Putnam County Bank including Truth-In-Savings, Funds Availability and Privacy. All accounts must be opened "in person" at one of our offices and Putnam County Bank reserves the right to refuse opening an account.
All accounts are operated as time-open accounts.
Please consult with a tax professional to determine which account(s) best serves your personal needs.
All accounts above are governed by federal and state rules and regulations as well as policies set forth by Putnam County Bank including Truth-In-Savings, Funds Availability and Privacy. All accounts must be opened "in person" at one of our offices and Putnam County Bank reserves the right to refuse opening an account.
