Classic Mortgage
Your path to home ownership starts here!
Our Classic Mortgage helps you achieve affordable homeownership with a 10% down payment. By choosing this product, the required down payment will give you instant equity in your new home.
key features
Minimal Down Payment
Homeownership is within reach by offering only a 10% down payment.
Low Closing Costs
As a local bank, we can offer a quick closing process and lower closing costs to reduce your out of pocket expenses.
Various Rates and Terms
The option of fixed or variable rates and terms to best suit your needs.
No PMI
No Private Mortgage Insurance (PMI) required.
⭐⭐Ask about our BLUE-N-GOLD Bundle Banking ⭐⭐
GET STARTED TODAY!
Term | Interest Rate | APR |
---|---|---|
5/30 | 5.5% | 5.614% |
10/30 | 5.625% | 5.739% |
15/30 | 6% | 6.117% |
The chart above is based on a origination fee of 0.5% with a loan amount of $250,000.00, at least a 10% down payment, and common fees associated with loan closing. Interest rates and fees are subject to change without notice. We offer various loan options; depending on which product you apply for, your APR may vary.
*Additional fees/Conditions may apply.
*All loans are subject to credit approval.
*All rates & terms are subject to change without notice.
Documents Required:
- Current W-2
- Last two years of tax returns
- Four most current pay stubs
- Copy of driver’s license
- Purchase agreement
CONTACT US
DANNY MORRIS
Mortgage/Retail Loan Officer | Construction Loan Specialist
dmorris@pcbwv.bank
PCB Loan Center
(304) 562-1295
NMLS# 595556
DEVYN SMITH
Mortgage/Retail Loan Officer
dsmith@pcbwv.bank
PCB Loan Center
(304) 562-1277
NMLS# 1629512
MARGIE WHITE
Mortgage/Retail Loan Officer
mwhite@pcbwv.bank
PCB Milton Branch
(304) 743-1066
NMLS# 1768614
KATIE ALLEN
Assistant VP | Mortgage/Retail Loan Officer
kallen@pcbwv.bank
PCB Loan Center
(304) 562-1291
NMLS# 1182867