Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Putnam County Bank

Acre Advantage Loan

Take the First Step Toward Owning Your OWN Land

Whether you are looking to purchase acreage or lot(s), we make it easier than ever to secure the perfect piece of land for your needs. By choosing our land loan, you have the ability to purchase any amount of acreage without restrictions.

 



key features

No acreage limit
Putnam County Bank can finance any amount of acreage. No amount of land is too big or too small.
Land Type
We can lend on raw land
Looking Ahead
Found the perfect piece of land but not ready to build your forever home? You can always refinance your current land loan into a construction loan at a later time.

GET STARTED TODAY!


Term Interest Rate APR
5/15 - Developed Land 7.50% 7.876%
5/15 - Raw Land 7.99% 8.376%
The chart above is based on a origination fee of .50% with a loan amount of $50,000.00, at least a 25% down payment, and common fees associated with loan closing. Interest rates and fees are subject to change without notice. We offer various loan options; depending on which product you apply for, your APR may vary.

*Additional fees/Conditions may apply.
*All loans are subject to credit approval.
*All rates & terms are subject to change without notice.
 
Documents Required:

  • Current W-2
  • Last two years of tax returns
  • Four most current pay stubs
  • Copy of driver’s license
  • Purchase agreement
  • Deed 
  • Right of way or survey (if needed)


CONTACT US

Headshot of Danny Morris
DANNY MORRIS
Mortgage/Retail Loan Officer | Construction Loan Specialist
dmorris@pcbwv.bank

PCB Loan Center
(304) 562-1295

NMLS# 595556
Headshot of Devyn Smith
DEVYN SMITH
Mortgage/Retail Loan Officer
dsmith@pcbwv.bank

PCB Loan Center
(304) 562-1277

NMLS# 1629512
Headshot of Margie White
MARGIE WHITE
Mortgage/Retail Loan Officer
mwhite@pcbwv.bank

PCB Milton Branch
(304) 743-1066

NMLS# 1768614
Headshot of Katie Allen
KATIE ALLEN
Assistant VP | Mortgage/Retail Loan Officer
kallen@pcbwv.bank

PCB Loan Center
(304) 562-1291

NMLS# 1182867