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FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Putnam County Bank

Equity Advantage Loan

Unlock Your Home's Potential with OUR Equity Advantage Loan — Stable, Secure, and Simple

Our Fixed Home Equity provides access to equity in your home in one lump sum, without refinancing your current mortgage. With a competitive fixed interest rate, you can take comfort in knowing you will have a stable and predictable monthly payment.


key features

Include closing costs into the loan
No out of pocket expenses at closing.
Second Deed of Trust
The convenience of keeping your current mortgage, while acquiring the equity in your home with a second loan.
Availability of Funds
Receiving requested funds in one lump sum.

⭐⭐Ask about our BLUE-N-GOLD Bundle Banking ⭐⭐



GET STARTED TODAY!


Term Interest Rate APR
5/15 6.50% 6.997%
The chart above is based on an origination fee of .05% with a loan amount of $50,000.00, and common fees associated with loan closing. Interest rates and fees are subject to change without notice. We offer various loan options; depending on which product you apply for, your APR may vary.

*Additional fees/Conditions may apply.
*All loans are subject to credit approval.
*All rates & terms are subject to change without notice.
 
Documents Required:

  • Current W-2
  • Last two years of tax returns
  • Four most current pay stubs
  • Copy of driver’s license
  • Copy of deed
  • Mortgage statement for 2nd lien position


CONTACT US

Headshot of Danny Morris
DANNY MORRIS
Mortgage/Retail Loan Officer | Construction Loan Specialist
dmorris@pcbwv.bank

PCB Loan Center
(304) 562-1295

NMLS# 595556
Headshot of Devyn Smith
DEVYN SMITH
Mortgage/Retail Loan Officer
dsmith@pcbwv.bank

PCB Loan Center
(304) 562-1277

NMLS# 1629512
Headshot of Margie White
MARGIE WHITE
Mortgage/Retail Loan Officer
mwhite@pcbwv.bank

PCB Milton Branch
(304) 743-1066

NMLS# 1768614
Headshot of Katie Allen
KATIE ALLEN
Assistant VP | Mortgage/Retail Loan Officer
kallen@pcbwv.bank

PCB Loan Center
(304) 562-1291

NMLS# 1182867