Rehabilitation (Rehab) Loan

Transform Your Home with PCB’s Flexible Rehab Loan

Whether you’re updating your current home or renovating a newly purchased property, Putnam County Bank’s Rehab Loan gives you the flexibility to make your vision a reality. With competitive rates, a 6-month renovation phase, and multiple term options, you can modernize, repair, or completely transform your home—on your terms.

Key Features

For New or Existing Homes

Found a fixer-upper with potential? PCB allows you to purchase and renovate in one convenient loan. Already a homeowner? Use this loan to upgrade your space with ease.

Affordable Downpayment Options

If you’re buying, enjoy a low down payment. If you’re refinancing, you can leverage your home’s equity to fund your project.

Flexible Rates & Terms

Choose from fixed or variable rates and multiple term options tailored to fit your budget and goals.

No PMI Required

Keep your monthly payments lower—no Private Mortgage Insurance (PMI) needed.

Ask About Our Blue-N-Gold Bundle Banking

Get Started Today!

The chart above is based on a origination fee of 0.5% with a loan amount of $250,000.00, at least a 15% down payment, $250 construction fee, and common fees associated with loan closing. Interest rates and fees are subject to change without notice. We offer various loan options; depending on which product you apply for, your APR may vary.

*Additional fees/Conditions may apply.
*All loans are subject to credit approval.
*All rates & terms are subject to change without notice.