Home Refinance

Simplify & Save with PCB’s Mortgage Refinance Loan

Whether you want to lower your monthly payment, access your home’s equity, consolidate debt, or secure a better rate, Putnam County Bank’s Mortgage Refinance Loan is designed to help you take control of your finances—all with just one easy mortgage payment.

Key Features

Roll Closing Costs into Your Loan

Enjoy a smooth refinance experience with no out-of-pocket costs at closing.

Flexible Rates & Terms

Choose from fixed or variable rates and flexible terms tailored to your unique financial goals.

Real Benefits from a Local Bank

Refinancing can help you save, simplify, and gain peace of mind—all with the trusted service of your local bank.

Ask About Our Blue-N-Gold Bundle Banking

Get Started Today!

The chart above is based on a origination fee of 0.5% with a loan amount of $250,000.00, and common fees associated with loan closing. Interest rates and fees are subject to change without notice. We offer various loan options; depending on which product you apply for, your APR may vary.

*Additional fees/Conditions may apply.
*All loans are subject to credit approval.
*All rates & terms are subject to change without notice.