Gold Star Mortgage
Ready to Make Homeownership a Reality?
With no down payment and flexible mortgage options, PCB’s Gold Star Mortgage puts your dream home within reach—without draining your savings. Plus, there’s no maximum income limit to qualify, so you can keep your hard-earned money working for you.
Key Features
No Down Payment
Make your dream of homeownership a reality—without the burden of a down payment.
Low Closing Costs
As your local bank, we offer a fast, streamlined closing process and lower fees to help reduce your out-of-pocket expenses.
Flexible Rates & Terms
Choose from fixed or variable rates and a range of terms to find the perfect fit for your financial goals.
No PMI Required
Enjoy the savings—Private Mortgage Insurance (PMI) is not required.
Ask About Our Blue-N-Gold Bundle Banking
Get Started Today!
The chart above is based on a origination fee of 1% with a loan amount of $250,000.00, at least a 5% down payment, and common fees associated with loan closing. Interest rates and fees are subject to change without notice. We offer various loan options; depending on which product you apply for, your APR may vary.
*Additional fees/Conditions may apply.
*All loans are subject to credit approval.
*All rates & terms are subject to change without notice.
Documents Required:
- Current W-2
- Last two years of tax returns
- Four most current pay stubs
- Copy of driver’s license
- Purchase agreement
Find a Loan Officer

Katie Allen
Assistant Vice President
Consumer Loan Officer

Danny Morris
Consumer Loan Officer
Construction Loan Specialist

Devyn Smith
Consumer Loan Officer
Deposit Sales Specialist

Margie White
Consumer Loan Officer
Construction Loan Specialist

Lisa Ferrari
Mortgage Loan Officer
Retail Loan Officer
