Gold Star Mortgage

Ready to Make Homeownership a Reality?

With no down payment and flexible mortgage options, PCB’s Gold Star Mortgage puts your dream home within reach—without draining your savings. Plus, there’s no maximum income limit to qualify, so you can keep your hard-earned money working for you.

happy family in front of their new home

Key Features

PCB star

No Down Payment

Make your dream of homeownership a reality—without the burden of a down payment.

PCB star

Low Closing Costs

As your local bank, we offer a fast, streamlined closing process and lower fees to help reduce your out-of-pocket expenses.

PCB star

Flexible Rates & Terms

Choose from fixed or variable rates and a range of terms to find the perfect fit for your financial goals.

PCB star

No PMI Required

Enjoy the savings—Private Mortgage Insurance (PMI) is not required.

Ask About Our Blue-N-Gold Bundle Banking

Get Started Today!

The chart above is based on a origination fee of 1% with a loan amount of $250,000.00, at least a 5% down payment, and common fees associated with loan closing. Interest rates and fees are subject to change without notice. We offer various loan options; depending on which product you apply for, your APR may vary.

*Additional fees/Conditions may apply.
*All loans are subject to credit approval.
*All rates & terms are subject to change without notice.

Documents Required:

  • Current W-2
  • Last two years of tax returns
  • Four most current pay stubs
  • Copy of driver’s license
  • Purchase agreement
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Find a Loan Officer

Katie Allen

Katie Allen

Assistant Vice President
Consumer Loan Officer

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Danny Morris

Danny Morris

Consumer Loan Officer
Construction Loan Specialist

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Devyn Smith

Devyn Smith

Consumer Loan Officer
Deposit Sales Specialist

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Margie White

Margie White

Consumer Loan Officer
Construction Loan Specialist

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Danny Morris

Lisa Ferrari

Mortgage Loan Officer
Retail Loan Officer

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Questions?

Give Our Loan Center a Call!