Classic Mortgage

Your Path to Homeownership Starts Here

Putnam County Bank’s Classic Mortgage is a smart, affordable way to make your dream of homeownership a reality. With just a 10% down payment, you’ll gain instant equity in your new home—while enjoying competitive rates, low closing costs, and no PMI.

Key Features

10% Down Payment

Start building equity right away with a down payment that’s affordable and manageable.

Low Closing Costs

As your trusted local bank, we keep your costs low and the process simple with quick, hassle-free closings.

Flexible Rates & Terms

Choose from fixed or variable rates and terms that fit your financial goals.

No PMI Required

Save more every month—Private Mortgage Insurance (PMI) is not required with this mortgage.

Ask About Our Blue-N-Gold Bundle Banking

Get Started Today!

The chart above is based on a origination fee of 0.5% with a loan amount of $250,000.00, at least a 10% down payment, and common fees associated with loan closing. Interest rates and fees are subject to change without notice. We offer various loan options; depending on which product you apply for, your APR may vary.

*Additional fees/Conditions may apply.
*All loans are subject to credit approval.
*All rates & terms are subject to change without notice.