Blue Star Mortgage

Make Homeownership Happen with Blue Star Mortgage
Dreaming of owning a home?

Putnam County Bank’s Blue Star Mortgage is designed to make it easier than ever. With just a 5% down payment, no maximum income limit to qualify, and a quick, hassle-free closing process, we’re here to help you take that important step—without the stress. Enjoy low closing costs, competitive rates, and flexible terms tailored to fit your life.

Key Features

Minimal Down Payment

Start your homeownership journey with just 5% down—keeping more of your savings intact.

Low Closing Costs

As your local bank, we keep closing simple and affordable with reduced fees and a faster process.

Flexible Rates & Terms

Choose from fixed or variable rates and a variety of terms to find the mortgage that works best for you.

Ask About Our Blue-N-Gold Bundle Banking

Get Started Today!

The chart above is based on a origination fee of 0.5% with a loan amount of $250,000.00, at least a 10% down payment, and common fees associated with loan closing. Interest rates and fees are subject to change without notice. We offer various loan options; depending on which product you apply for, your APR may vary.

*Additional fees/Conditions may apply.
*All loans are subject to credit approval.
*All rates & terms are subject to change without notice.