Acre Advantage Loan

Take the First Step Toward Owning Your Own Land

Whether you’re planning to build your dream home or simply invest in a piece of West Virginia, Putnam County Bank’s Land Loan makes it easy to secure the perfect property. From a single lot to wide open acreage, we offer flexible financing with no acreage restrictions—giving you the freedom to choose what fits your vision.

Acre Advantage Loans

Key Features

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No Acreage Limits

Big or small, we finance it all. There’s no minimum or maximum acreage requirement.

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Land Type Flexibility

We provide loans for raw, undeveloped land, so you can invest now and build later.

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Future-Proof Financing

Not quite ready to build? When the time comes, you can refinance your land loan into a construction loan with ease.

Ask About Our Blue-N-Gold Bundle Banking

Get Started Today!

The chart above is based on a origination fee of .50% with a loan amount of $50,000.00, at least a 25% down payment, and common fees associated with loan closing. Interest rates and fees are subject to change without notice. We offer various loan options; depending on which product you apply for, your APR may vary.

*Additional fees/Conditions may apply.
*All loans are subject to credit approval.
*All rates & terms are subject to change without notice.

Documents Required:

  • Current W-2
  • Last two years of tax returns
  • Four most current pay stubs
  • Copy of driver’s license
  • Purchase agreement
  • Deed
  • Right of way or survey (if needed)
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Find a Loan Officer

Katie Allen

Katie Allen

Assistant Vice President
Consumer Loan Officer

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Danny Morris

Danny Morris

Consumer Loan Officer
Construction Loan Specialist

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Devyn Smith

Devyn Smith

Consumer Loan Officer
Deposit Sales Specialist

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Margie White

Margie White

Consumer Loan Officer
Construction Loan Specialist

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Danny Morris

Lisa Ferrari

Mortgage Loan Officer
Retail Loan Officer

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Questions?

Give Our Loan Center a Call!