Acre Advantage Loan
Take the First Step Toward Owning Your Own Land
Whether you’re planning to build your dream home or simply invest in a piece of West Virginia, Putnam County Bank’s Land Loan makes it easy to secure the perfect property. From a single lot to wide open acreage, we offer flexible financing with no acreage restrictions—giving you the freedom to choose what fits your vision.
Key Features
No Acreage Limits
Big or small, we finance it all. There’s no minimum or maximum acreage requirement.
Land Type Flexibility
We provide loans for raw, undeveloped land, so you can invest now and build later.
Future-Proof Financing
Not quite ready to build? When the time comes, you can refinance your land loan into a construction loan with ease.
Ask About Our Blue-N-Gold Bundle Banking
Get Started Today!
The chart above is based on a origination fee of .50% with a loan amount of $50,000.00, at least a 25% down payment, and common fees associated with loan closing. Interest rates and fees are subject to change without notice. We offer various loan options; depending on which product you apply for, your APR may vary.
*Additional fees/Conditions may apply.
*All loans are subject to credit approval.
*All rates & terms are subject to change without notice.
Documents Required:
- Current W-2
- Last two years of tax returns
- Four most current pay stubs
- Copy of driver’s license
- Purchase agreement
- Deed
- Right of way or survey (if needed)
Find a Loan Officer

Katie Allen
Assistant Vice President
Consumer Loan Officer

Danny Morris
Consumer Loan Officer
Construction Loan Specialist

Devyn Smith
Consumer Loan Officer
Deposit Sales Specialist

Margie White
Consumer Loan Officer
Construction Loan Specialist

Lisa Ferrari
Mortgage Loan Officer
Retail Loan Officer
