FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Equity Advantage Loan
Unlock Your Home’s Potential with PCB’s Equity Advantage Loan
Stable. Secure. Simple.
Access the equity in your home—without refinancing your current mortgage. PCB’s Fixed Home Equity Loan provides a one-time lump sum at a competitive fixed rate, giving you predictable monthly payments and peace of mind.
Key Features
No Out-of-Pocket Closing Costs
Roll your closing costs into the loan—no upfront expenses required.
Second Deed of Trust
Keep your current mortgage in place while using a second loan to access your equity.
Lump Sum Funding
Receive your approved funds all at once for immediate use.
Ask About Our Blue-N-Gold Bundle Banking
Get Started Today!
Apply Today – It’s Easy to Get Started!
Please Provide:
- Current W-2
- Last two years of tax returns
- Four most recent pay stubs
- Copy of driver’s license
- Copy of deed
- Mortgage statement (for 2nd lien position)
Contact Us
Devyn Smith
Consumer Loan Officer
Deposit Sales Specialist
PCB Loan Center
NMLS# 1629512
Margie White
Consumer Loan Officer
Construction Loan Specialist
PCB Milton Branch
NMLS# 1768614
Katie Allen
Assistant Vice President
Consumer Loan Officer
PCB Loan Center
NMLS# 1182867