Put Your Home’s Equity to Work For You

Whether you’re planning home improvements, consolidating debt, or just need some extra cash, we’ve got you covered — literally. It’s on the house!

At Putnam County Bank, we offer flexible home equity solutions designed to fit your needs. Explore our options and discover which product is right for you.

Home Equity Products

Looking for a revolving line of credit with a competitive interest rate? Our Flexline Home Equity Line of Credit (HELOC) gives you the flexibility to borrow what you need, when you need it.

Prefer a one-time lump sum with predictable monthly payments? Our Equity Advantage Loan offers a fixed-rate solution for projects, large purchases, or debt consolidation.

Let’s Get Started!

We’re here to make the process easy.

Call to schedule an appointment with a loan officer who can walk you through your options.