Community Reinvestment Act

Putnam County Bank is dedicated to strengthening the communities we serve by responsibly meeting the credit and financial needs of our customers, including low- and moderate-income individuals and neighborhoods. Our purpose is to support financial well-being and help individuals, families, and businesses achieve their financial goals.

In accordance with the Community Reinvestment Act (CRA), we make our CRA Public File available for online review. Below, you’ll find the components of Putnam County Bank’s CRA Public File.

Available Loan & Deposit Products

This is a complete list of loan and deposit products and services available at most branch locations.

Balance Sheet Statement

Census Tracts & Map

This section provides census tract information and maps for the communities served by Putnam County Bank.

Community Reinvestment Act Performance Evaluation – 2022

This document assesses the institution’s record of serving community credit needs and does not represent an evaluation of its financial condition or operational safety as performed by the Federal Reserve Bank.

Fee Schedule

This Fee Schedule outlines the fees associated with products and services offered by Putnam County Bank.

HDMA Statement

Hours of Operation