At Putnam County Bank, we offer straightforward banking options designed to meet your everyday financial needs — with no hidden fees and a commitment to local service.

Checking Accounts

Putnam County Bank offers a business checking account designed specifically for for-profit businesses — and yes, it earns interest. It’s a straightforward, efficient way to manage your company’s day-to-day finances. Open your account with just $100.

For current interest rates and applicable fees, please see our Rates and Fee Schedule pages.

Regular Business Savings

Our Regular Savings Account is a simple, reliable way to set aside funds for future business needs. Open your account with just $10.00.

You’ll receive a quarterly statement, or monthly if your account includes electronic activity like direct deposit or ATM transactions.

For current interest rates and applicable fees, please see our Rates and Fee Schedule pages.

NOW Checking

Putnam County Bank also offers the NOW Account – a high-interest option ideal for eligible organizations that do not operate “for-profit”

  • Requires a $2,500.00 minimum opening deposit
  • Interest and fees vary based on balance
  • No limit on check-writing
  • Monthly statements included

For current interest rates and applicable fees, please see our Rates and Fee Schedule pages.

Business Services & Tools

ACH Payroll Services

Streamline payroll with our Automated Clearing House (ACH) Services — a great solution for businesses with 10 or more employees. Pay your team electronically, on time, and without the hassle of writing checks.

For more details, contact us at (304) 562-9931.